[jbh00jh]

I have had a family plan for ten years and I am susposed to be a vzw VIP , my payment is around $140 a month and I have never been late on a payment and have bought about every HTC ppc they sold over the years. I have excellent credit and they still asked for my debit card when I ordered. But knowing vzw they might let you charge it if they think they can sell one more phone.