[banden]

Ed Zachary, you're completely wrong.

The 45 refurb fee is only if you return the phone within the 14 day window and it's taken directly off your refund. Also, tmobile will allow you to cancel within 15 days. This means you would be out a total of the $45 restocking fee. Plus whatever airtime/plan charges... for that timeframe.

If you go beyond the 14 days... you cant return the phone for any money back.

If you cancel your contract after 14 days but before 120 days (4 months) you'll pay an Equipment recovery fee which would equal the difference between full price of the phone and what you paid up front. So if you paid 179, canceled service after 15 days, the Equipment recovery fee is 350 to google. And TMobile charges the ETF of $200 to back out of your contract. So in essence, you'll still own a Nexus One (which you paid $530 to Google) and you'll have had to pay $200 to TMobile because you signed an agreement for 2 years of service and you decided not to fulfill your contract.

After 120 days, you would only pay your ETF to Tmobile (plus any amount due from monthly service) and you could keep the Nexus One without having to pay any ERF to Google.

After two years you can cancel at any time.