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Originally Posted by chris308

Fees & Coverage Details
The fee for the program is $7 per phone, smart device or mobile broadband card per month.

You can have up to three approved claims for loss, theft, physical or liquid damage within any consecutive 12 months.

A $50 or $100 nonrefundable deductible will apply for approved claims for loss, theft, physical or liquid damage claims.

When equipment replacement claims are approved, you will receive the same or comparable equipment, of like kind and quality, with similar features as your original equipment. Replacement equipment may be refurbished, reconditioned or different from your original phone, smart device or mobile broadband card.

You have the right to cancel your coverage at any time without penalty. If you choose to cancel, the change will be effective immediately.

If you cancel coverage, you will not be able to reinstate this beneficial protection for your current device. However, you will have the opportunity to purchase Total Equipment Protection when you upgrade to a new device.

just to let everyone know, there are 2 types of insurance ERP (Equipment Replacement Protection) cost $4/mo & Equipment service which is $4/mo. Both together is $7/mo. I have only ERP for $4/mo which does the job

*hit thanks if this helps