[cohowap]

I never had to put money down or into my account. 9 years ago when I created the account I was only 18 with no credit history.

Now... I am rolling with a 800ish FICO score. I have a mortgage for $300,000 with no cosigner, I walked into the car dealership and walked out with a new car for the sign and drive. I make $90,000 a year. I am fairly sure my credit isn't the issue. And paying the 5 bucks isn't an issue outside of the principle.

As I already admitted, yea I forget to pay my bill sometimes and they are a day or two late, in which they already give me a late charge, which I understand.

What I won't do is pay the late charge early which is what this appears to be. Nor will I give open access for Sprint to bill my account, specially when it's not a fixed amount. We all know horror stories of cell phone companies charging $1,000 bucks or more.