Re: girlfriend moved out-wont give back phone....
Good stuff here.
Just remember... As long as you have girlfriends or wife or kids... One of the most important things to have is insurance. Insure your phone, your car, your golf clubs, your tv, you name it.
You can pick up a renter's insurance very cheaply if you aren't a home owner. And yes... You will have a deductible... but you know... One of these days she's gonna put one of your golf clubs through your tv or something like that. lol.
Not that I would know.
lol.
Good advice here.
p.
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