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Asurion Wireless Phone Protection* Asurion, a third-party licensed insurance agency, provides insurance coverage for your wireless device and certain standard accessories. If your device is lost, stolen or accidentally damaged (including liquid and physical damage), you may file your claim with the insurance agency within 60 days of the incident and the device will be replaced upon claim approval. To make an insurance claim online or to obtain Asurion’s Wireless Phone Protection Brochure (all terms and conditions), please visit Asurion's website or call Asurion at (88 881-2622. Asurion Wireless Phone protection is part of the Total Equipment Coverage bundle or sold separately.

From http://support.vzw.com/clc/features/...otection.html?

I am under an old Asurion policy so it is a $50 replacement. I went a head and filed a claim. I'd rather avoid a long term problem.