[BryanGT]

It's actually 600$ after sales tax, But the claims are fast and easy, and they overnight every thing so even if your phone explodes You'll have a new one for the 79.99 deductible in 1 or 2 days. I've delt with them a few times, and every time they give you the benefit of the doubt. Only thing i don't like is if you report it lost you have to report it stolen via the police before they process it, so basically if you find it and don't return it to them your holding on to stolen material.