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Re: who has the Sprint insurance?
Do the math.
*Replace once with 2 year contract = $268 w/deduct.
*Replace it twice = $368 dollar w/deduct.
You already have a year manufact. warranty.
Within a year, these phones will be all over the place for less than $150, look at the Touch Pro. Check eBay... for less approximately $300 you can get a brand new Hero, see completed listings! That is how I got mine.
Overpriced extended warranties are such a rip IMO.
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