Should the phone be off when you take it out? I noticed after a while that all the music in my Windows Media player library started getting their ID3 tags messed up, or totally erased. I started turning off the phone before ejecting the card, but the ID3 tag problem hasn't stopped, so I started using TCMP to play music, but it doesn't have any useful playlist functions.
I know that it can totally destroy USB cards if you don't do the "Safely Remove Hardware" thing. I learned that the hard way.
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