[mercado79]

I've been holding off too, but will probably sign up this weekend. My reasons for holding off... $100 deductible if you need a replacement phone. That seems way too high. Second reason is that as a "Premier" customer I can do a full upgrade every 12 months, so is it worth paying for insurance? Can anyone comment as to how services are handled that don't require a replacement phone? No deductible for cracked screen? What about a cracked case?

Anyway, obviously I'm leaning towards the latter and adding insurance to my phone soon, but... it bothers me.