I get an annual upgrade with VZN too so I can still get the a new phone at the 2 year contract price, but if I actually wait the full 20 months of the 2 year contract
I get an extra 100.00 off of the 2 year contract price. I think I'll hold out just long enough to get one of the phones with the 1ghz processors and hopefully that wont be totally obsolete in a year lol.