[ToxicToastKatz]

I think I figured it out. Basically, you can arrange photos in any folder on the SD card, and it will find them, apparently, unless you put them in the place you would think to put them. I began by breaking all my photos from my computer down into album folders and placed them in the DCIM folder on the SD Card. That resulted in what you show in your screenshots. I then moved all the album folders out of the DCIM folder and just dropped them in the root folder. At first, I didn't think that had worked, which is why i started the thread. I then went back and it refreshed itself and now shows all my folders as I intended.

Hope this helps. I'm totally new to Android, so I'm still trying to get out the WM habits. I do have to say though, this is one helluva device!! I know it's got a few downfalls (the SMS battery drain, the stereo/mono earpiece issue...), but I have a feeling that Sprint will, in fact, push out updates and patches for this guy quicker than we're used to seeing. The Palm Pre kind of fell flat for all the potential it could have had, but this thing seems to have legs that Sprint would be wise to not let the momentum die.