Absolutely. look at it this way
6$ a month over a 2 year contract
6x24 = $144
89$ deductible.
vurses a 600$ retail price.
Even if you had your device lost/stolen/broken THRICE it's a steal
Not to mention you always get it new, thats what insurance means. if you get it refurbished, complain and ensure you are given new and make sure. they ALWAYS do not reset your contracts