[Mylt1]

Originally Posted by k_semler

Yes, it technically is fraud, (replacement for other then stated reason), but you're still left with a NF unit, so it's not like you're gaining something if you file it as lost instead of water damage. If you really want to test it out, don't file the claim yet, and disassemble the unit. (HTC TP service manual can be found in my 4shared in the Raphael section), and dry the parts over a slow heat, (buried in dry white rice), for a couple days. After the parts are 100% dry, reassemble the unit, and try powering it on. If that doesn't work, then do your claim for water damage.

if he takes it apart and it still doesnt work afterwords the ins co will charge him full retail price for the phone because he opened the case.