I still have mine on.
I also have my phone in an Otterbox Defender case. When there is a 40% or greater chance of rain, I put my phone (which is inside the Defender case) inside a ziploc bag, and put that in an interior pocket. Every 20% increase in chance of rain means an extra layer of ziploc bags.
100% chance of rain, everthing goes into a plastic 5-gal plastic bucket with a locking lid.