[meatgel]

Is the other phone on your family plan eligible for an upgrade? Maybe you can get the phone on that line for the cheaper price and switch it to you line after 30 days so you get the MIR. I did that before. You'd still save money if you put it on your account right after receiving and skipping the MIR. If you get good phone signal from both companies, then it would come down to the money aspect. I can't get Verizon signal at my house, but the sprint signal is great.