[IGGUS]

I have never had insurance on a phone and never needed it. The one time I would have used it Verizon replaced it for me. Sure we all try to baby these things, just put it in a pocket by itself, watch after it, be smart. I'm not saying others with some horror stories didn't, just that I've had a WM phone since 2000, palm before that, and my HP Palmtop WinCE1.0 before that, all still working to date. Install SmartPhoneTracker, look out for the thing, and you'll save yourself somenice money every year.

After all, by the time a year passes (manu warranty expires/vzw doesn't want to help you out) the device will be $150. You'd rather do through $8 a month + $90 deductable? Do the math, it doesn't make sense.

So now there's my $.02, let the flaming begin!