[AVakil]

Yeah - I did the math and if over the years I had set aside $7 a month for every phone I have had, I would have been in the hole. I haven't lost/damaged a phone yet (knock on wood), i dropped my mogul all the time, but it had a hard case around it...

I know it's more of a piece of mind issue than anything else. I figure most think, hell I'm paying $30/mo for a phone, might as well get the warranty at only $7/mo