The only thing that could be considered physical damage on my phone is this...
The reason im asking is because im worried Verizon will try to charge me the full retail price if it is not under warranty... this seems like a new development because i always remember being told that if my phone wasnt under warranty due to damage id just have to cough up 49 dollars for the deductible for my insurance claim, or whatever. But the thing is im worried about paying the full 500 for this phone and wanted to know you guys' input on whether or not i've got physical damage.