Hey this is Madonnas BF, After reading through this forum I found one persons to work well just explained poorly, so this is a very simple and easy way to go through it...step by step...
Start at today screen.
Start Menu>Programs>Pictures & Videos>Click whichever image you want as background>Menu>Set as Today Background...>Make Transparency Level: 0%>OK(top right)>VUALA Your done.
exit to today screen and there you go.
__________________
So, yeah .. I gave up! and it turns out that this was actually VERY VERY VERY simple and I flipped out when my b/f showed me!.. Wtf!!!
By pictures&videos I was thinking picture album.. So .. YEAH! -those steps didnt work when I went to albums!.. hahahah.. WOW!!
Well thanks for the help!..
And that other program is pretty good I suppose

just not what I was looking for.. !
WOW! =D>