[spidrweb]

i have been reading alot about the insurance and things with sprint.. however im still confused on 2 things. first of all i had insurance on a phone years ago, the fone broke and sprint came up with some b.s of why the insurance was not applicable in that case.. long stoy short i havnt insured another phone since. now i have the touch pro and absolutely love it, however, the keyboard broke, my guess is the ribbon might be damaged,
my questions are simple: can i get a NIB if i have no insurance and 2: when/if i go to replace the phone should i flash it back to stock rom or wont it matter?...

if anyone can help id apreciate it,, thanks!