Quote:
Originally Posted by nxtech3
TEP is not a contract, its an add-on that can be removed at anytime. Also, its exactly like car insurance, we pay a premium, rather its six months, one year. Either way, you are paying a monthly premium plus when you do need to make a claim most of us have a deductible wether its 100, 250, 500. Insurance is insurance, i dont understand why people think just because you pay seven bucks a month, a Carrier should give you a 500 dollar phone wether its refurb or not, when it was your fault the phone was broken in the first place.
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I disagree. I entered a contract when I choose the insurance option. I would pay $7/month and then pay a $50 deductible if I made a claim. I feel like the insurance provider made very little effort to contact me about deductible increases. That was my real gripe, increased without my knowledge until I needed them. In the end Sprint reimbursed me for the extra $50 and I was a happy customer. All is good.
Your car insurance analogy doesn't quite work here. Car insurance deductibles don't increase all willy nilly. Your monthly rate could after your term is up. I pay every 6 months and 3 months in they can't raise my rates up $12 and make me pay more. They can however charge me more the next 6 months or cancel my insurance at anytime.