Sprint insurance vs bestbuy insurance?

[blockburner28]

Can someone tell me the pros and cons of each

sprint 7 dollars bestbuy 9.99
a month

sprint $150 deduc bestbuy 0 dollars

[KBZL]

Originally Posted by blockburner28

Can someone tell me the pros and cons of each

sprint 7 dollars bestbuy 9.99
a month

sprint $150 deduc bestbuy 0 dollars

I would say you would have to rely on availability of the replacement. Plus there may be alot more sipulations with Best Buys insurance, IE. Water damage may not be covered whereas sprints TEP will replace it no matter the reason.

[Donatom3]

Sprint should be $100 deductible did they change it to $150. One thing to consider is Sprint's insurance covers loss, and theft, Best Buy's does not.

[ls3mach]

I only paid $100 when I lost my TP2. I get Sprint insurance because it typically nets me free upgrades.

[peepeesea]

I worked for Best buy for 6 years and if i learned only one thing its that all of their extended warranties are a rip off.

i have the Asurion insurance and it has been a great

[Donatom3]

BTW Sprint's insurance is more than just insurance, they will handle all your warranty claims in store for you too. And if they have to get you a new phone they just order a new/refurb phone and have it for you within 1-2 business days with Best buy they mail it in to their "repair" center and make you wait.

[antjones21]

If I'm not mistaken, Best Buy's doesn't carry over to another phone like Sprint's does. If you get a new phone and you don't buy it from Best Buy, I don't think it will carry over to the new one. Sprint's will carry over to whatever phone you have on your account.

[pinkbunniz]

Originally Posted by antjones21

If I'm not mistaken, Best Buy's doesn't carry over to another phone like Sprint's does. If you get a new phone and you don't buy it from Best Buy, I don't think it will carry over to the new one. Sprint's will carry over to whatever phone you have on your account.

Yes and even better if you buy the phone used (as long as the esn isnt locked out) your insurance will cover that as well.

[grad20_09]

Originally Posted by peepeesea

I worked for Best buy for 6 years and if i learned only one thing its that all of their extended warranties are a rip off.

i have the Asurion insurance and it has been a great

There are benefits/cons to both. It seems as if you have a grudge against BestBuy, I have bought their plans on a number of things and it has saved me. Example: Dropping a digital camera, laptop, etc.

Pros/Cons For example....

One of the BestBuy Pros is: if your phone breaks, they give you a new one vs. giving you a refurb as insurance usually does. And I can tell you from experience that refurbs are usually lower quality.

However the biggest con I see is: if you loose your phone, Best Buy's plan does not cover that, Sprint's does.
And I can tell you from experience, that loosing your phone or having it stolen is a common occurrence, especially with a highly desired phone.

[glidersgalore]

Best Buy Insurance:
Pros:
No Deductable
Always new phone
Covers H2O Damage
Covers outright Breakage

Cons:
More Expensive
Does not cover lost or stolen phones
Phone has to be sent out to check for repairs first
Out of Phone for atleast 2 weeks
"Rent" basic phone for $150.00
Only runs for 2yrs

Sprint Total Equipment Protection:
Pros:
Less Expensive
Go to any Sprint Corp Store
Repair in store
Swap out on Spot/ with in days
Covers Lost or Stolen Phone
Runs Life of Contract

Cons:
Deductable for lost/stolen or major damage(H2O, major broken)
May Recieve Refirb
Only 2 claims allowed