[glidersgalore]

Best Buy Insurance:
Pros:
No Deductable
Always new phone
Covers H2O Damage
Covers outright Breakage

Cons:
More Expensive
Does not cover lost or stolen phones
Phone has to be sent out to check for repairs first
Out of Phone for atleast 2 weeks
"Rent" basic phone for $150.00
Only runs for 2yrs

Sprint Total Equipment Protection:
Pros:
Less Expensive
Go to any Sprint Corp Store
Repair in store
Swap out on Spot/ with in days
Covers Lost or Stolen Phone
Runs Life of Contract

Cons:
Deductable for lost/stolen or major damage(H2O, major broken)
May Recieve Refirb
Only 2 claims allowed