[isaacchacon]

the cheapest way is to buy on under contract and get the insurance for it.... later on under the 30 days gurantee call the insurance department and tell them that the phone had been stolen and that you had reported it to us... but make sure you have the esn/meid and the model number... it will get replaced for 50$ and then activate the new one and back again and then return the phone and tell them you decided to not keep it.... just make sure you have both phones...and only return the one from the store not asurion..... their number is 1-888-881-2624




hope this helps with ideas