[matthew23]

I have been planning on swapping out my diamond. my 30 day period is up on nov. 6. if I exchange thru telesales, with the full price of the phone be charged to my account and then credited when they receive the phone back? the only reason i ask is that my account total is automatically debited from my checking acct each month and I am worried that if i order the phone thru telesales my acct will get charged and debited before they are able to issue me with my credit. $600.00 is alot to take out of my account and I do not want to end up with a $600 credit that can only be used thru Sprint (that would take me years to use up with my current sero plan....)

any ideas?