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To answer the question It would depend on whats in stock and if your phone is considered dead on arrival. Usually if the phone is dead it will be swapped out in the store with stock on hand. if its still working then usually a phone is ordered. As for insurance they have been swapping people out for 6700s and 700w depending on whats in stock.
So if there are no 6700s in stock and not orderable from the wharehouse then yes it would be swapped for a 6800.
If it were me I wouldn't wait since there hasn't been an official release date given for the release of the phone so you might be waiting till oct.
Hope this helps
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